Contractors want money; banks want to lend money, what's the problem?
Think of all the times:
- You loaned money to a friend or relative
- Provided labor and material for somebody's home or business without a deposit check
- Did change order work that you never got paid for doing and never will
- Gave employees an advance on their paycheck that you never got paid back
Multiply that by 100,000, and you will begin to understand why banks seem so tight-fisted about loaning money.
